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FICO looks at a lot of things when they determine your score... length of credit(age of credit) - medium impact, total accounts - low impact, payment history - high impact, credit use - high impact...
Your score will help down the road if/when you want to buy a house, if that is in the plans...
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“The Eagles and the Captain and Tennille ruled the airwaves, and we were the answer to it.” - Joey Ramone
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