How realistic is it that crypto payments become mainstream in regular commerce soon? Any good insights on current trends and what's holding it back?

I was learning these info and this article gave me a clear picture https://markmeets.com/finance/the-fu...e-in-commerce/ . It covers growing merchant adoption (big names accepting BTC/ETH/USDT), stablecoins solving volatility, faster settlement via layer-2s, integration with POS systems, plus regulatory progress and CBDC competition. Liked the balanced view—pros like lower fees/cross-border ease, cons like tax complexity and user education gaps. Feels up-to-date and practical, no wild predictions. Helped me see why it's accelerating but still gradual. Solid read if you're curious about real-world crypto spending trends.