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Old 11-07-2013, 12:13 AM   #15
SCM_Crash
 
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Quote:
Originally Posted by GunnyG View Post
Yep…right around that for my 2LT/Z51 SoCal. Why does $1000+/mo in SoCal seem so "normal" for a car payment? I won't even say what my wife's Panamera payment is. Geez!
Because of the car culture!

I don't have a problem paying $1k/mo if it's for a car I really want. My mother was with me when I went to the dealership. She gasped when she heard me tell the salesman I wanted to keep my payments around 1200/mo. LOL! She can't fathom a car payment that big because she's not a car person.

Most of my friends thought I was crazy too. Oh well. Haha!
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Old 11-07-2013, 06:41 AM   #16
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Originally Posted by SCM_Crash View Post
Because of the car culture!

I don't have a problem paying $1k/mo if it's for a car I really want. My mother was with me when I went to the dealership. She gasped when she heard me tell the salesman I wanted to keep my payments around 1200/mo. LOL! She can't fathom a car payment that big because she's not a car person.

Most of my friends thought I was crazy too. Oh well. Haha!
Because u can afford it. Most my friends can't afford $400 payment for camaro ss. So to them getting a car like this seems impossible.

Rough times for alot of people.

Side note though I know someone sits there complains their car is falling a part. Says they can't afford a new car but they spend $600 a month on cigarettes and weed ..
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Old 11-07-2013, 12:12 PM   #17
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Sorry to steal the thread but does anyone know how much I should be paying for:
Z51 Package C7 Stingray + Black Wheels + Exhaust Package? (Around $57k MSRP? Am I right?)
I plan on putting down around $6000 and financing for 66 - 72 months? (With hopefully around 2-4% Interest rate)

I used those online payment calculators but they don't seem accurate to what the dealer was telling me (Those stealerships trying to confuse me with numbers).

Thanks again!
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Old 11-07-2013, 12:18 PM   #18
Stingray
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Quote:
Originally Posted by Worm View Post
Sorry to steal the thread but does anyone know how much I should be paying for:
Z51 Package C7 Stingray + Black Wheels + Exhaust Package? (Around $57k MSRP? Am I right?)
I plan on putting down around $6000 and financing for 66 - 72 months? (With hopefully around 2-4% Interest rate)

I used those online payment calculators but they don't seem accurate to what the dealer was telling me (Those stealerships trying to confuse me with numbers).

Thanks again!
The MSRP for your specs would be $56,485... nice simple build too!

Excluding your State taxes & tags, with 6k down and if you finance $50,485... you're looking at approx $764.80 x 72 mos. (calculated rate used is 2.9% APR for this example).
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Old 11-07-2013, 12:37 PM   #19
GunnyG
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Quote:
Originally Posted by SCM_Crash View Post
Because of the car culture!

I don't have a problem paying $1k/mo if it's for a car I really want. My mother was with me when I went to the dealership. She gasped when she heard me tell the salesman I wanted to keep my payments around 1200/mo. LOL! She can't fathom a car payment that big because she's not a car person.

Most of my friends thought I was crazy too. Oh well. Haha!
So true...I'll never tell my friends what I pay. I know it's more than some of their house/rent payments. Hell...it's 5 times the note of the house I grew up in. No problem with the note from me, just wanted to stay below my wife's payment...which was quite easy. LoL!

Quote:
Originally Posted by GQ4Life View Post
Because u can afford it. Most my friends can't afford $400 payment for camaro ss. So to them getting a car like this seems impossible.

Rough times for alot of people.

Side note though I know someone sits there complains their car is falling a part. Says they can't afford a new car but they spend $600 a month on cigarettes and weed ..
^^^ Now that's prioritizing...bus pass and a maryjane card!
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Old 11-07-2013, 05:23 PM   #20
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While there was a time when I had to finance my daily drivers, I have never financed a toy. Always just saved and scrimped til I had the cash. Now many hard years later and the Good Lords Blessing it is not quite as difficult as it used to be.
Credit is an easy trap to get into, many talk about their high return in investments as a reason to keep piling it on. My Dad always told me I could work for a bank or for myself, I have always chosen to for myself. I guess I would only caution people on spending tomorrows income now and paying interest to do so.
Not knocking anyone, just giving unsolicited advice.
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Old 11-07-2013, 05:51 PM   #21
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Quote:
Originally Posted by mws444 View Post
While there was a time when I had to finance my daily drivers, I have never financed a toy. Always just saved and scrimped til I had the cash. Now many hard years later and the Good Lords Blessing it is not quite as difficult as it used to be.
Credit is an easy trap to get into, many talk about their high return in investments as a reason to keep piling it on. My Dad always told me I could work for a bank or for myself, I have always chosen to for myself. I guess I would only caution people on spending tomorrows income now and paying interest to do so.
Not knocking anyone, just giving unsolicited advice.
Granted investing can be dangerous but average pretty good. Sone I invest myself. High risk. & some I have investor I know invest. Last 5 yrs return been extremely well.
This how the rich stay rich. Their money makes then money..
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Old 11-07-2013, 06:28 PM   #22
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Quote:
Originally Posted by Worm View Post
Sorry to steal the thread but does anyone know how much I should be paying for:
Z51 Package C7 Stingray + Black Wheels + Exhaust Package? (Around $57k MSRP? Am I right?)
I plan on putting down around $6000 and financing for 66 - 72 months? (With hopefully around 2-4% Interest rate)

I used those online payment calculators but they don't seem accurate to what the dealer was telling me (Those stealerships trying to confuse me with numbers).

Thanks again!
You have taxes so what is your sales tax? + 250.00 in dealer fees to your sales tax number. Add that number to your total then subtract your down payment.
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Old 11-08-2013, 02:41 AM   #23
SCM_Crash
 
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Drives: 2014 Z51 3LT
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Quote:
Originally Posted by GQ4Life View Post
Because u can afford it. Most my friends can't afford $400 payment for camaro ss. So to them getting a car like this seems impossible.

Rough times for alot of people.

Side note though I know someone sits there complains their car is falling a part. Says they can't afford a new car but they spend $600 a month on cigarettes and weed ..
LOL! Yeah. Most of my friends spend over $1k/mo on their cars fixing or modding them. I bought a car I don't have to do either to and pay the same with a warranty and all the latest tech.

We all do what we do with our money. I wanted a new car.

Quote:
Originally Posted by Worm View Post
Sorry to steal the thread but does anyone know how much I should be paying for:
Z51 Package C7 Stingray + Black Wheels + Exhaust Package? (Around $57k MSRP? Am I right?)
I plan on putting down around $6000 and financing for 66 - 72 months? (With hopefully around 2-4% Interest rate)

I used those online payment calculators but they don't seem accurate to what the dealer was telling me (Those stealerships trying to confuse me with numbers).

Thanks again!
I do simple math for this stuff. For every $10,000 you borrow, you'll pay about $200/mo. (+/- $50 depending on credit)

So a $50K loan will be about $1100/mo.
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Old 11-27-2013, 09:34 PM   #24
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11K down 949.00 a month well worth it for me. My wife has a volt leased.
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Old 11-27-2013, 09:54 PM   #25
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Originally Posted by 1KUIKC7 View Post
11K down 949.00 a month well worth it for me. My wife has a volt leased.
How much is Volt lease?
I like those
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Old 11-27-2013, 11:52 PM   #26
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Smile

Quote:
Originally Posted by GQ4Life View Post
How much is Volt lease?
I like those
230 and some change, great car we have had it for around 7 months they also have a forum lol.
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Old 11-28-2013, 08:58 AM   #27
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230 and some change, great car we have had it for around 7 months they also have a forum lol.
they got forums for every car.. back in 1997 or 98 I was on Geo Storm Forum
I like the looks of the inside of the Volt. And that if going under 50miles you dont need gas
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Old 11-28-2013, 09:12 AM   #28
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Getting back on subject:
$61,290 - MSRP
$15 K - Down
2.74 % - APR (@72 months)
49,112 - Financed (with fees and additions)
$748 - Monthly Payments


I won't discuss my outrageous insurance!!!
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