I only have chips on front bumper and rocker panels after 25k miles. I have Xpel on rockers only and am on 3rd application of them due to chipping/tearing of the hXpel. I did rockers w/Xpel then redone 3 months later then done again five months later. There were stains and tears on the Xpel so all was replaced with warranty.
I have to get my front bumper repainted before the 36K/3YR warranty is out due to factory defect so I will cover the bumper at that time with Suntek.