Quote:
Originally Posted by cdrptrks
Maybe in the past, but not anymore. In Texas most normal car insurance policies now exclude any driving on a racing surface or something worded similarly and HPDEs fall under that. If you ask your insurer about track coverage expect a non renewal letter even though they will likely tell you it is not covered.
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This is exactly what happened to me with Progressive. Called and inquired what they covered for HPDE events(it was nothing BTW) and I thought the conversation went well as I was wording it as "driver education" and never actually admitted to doing it. Received a non renewal letter a month later and called the underwriters to see what happened and they would just say I'm not eligible for coverage anymore on this VIN, crazy.
Be careful!