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For those of you in Indiana... There are deferral programs, but they are different for every county. You pay a fee (usually about the cost of paying the ticket) then if you don't get caught for a moving violation in that same county (usually 6-12 months) the ticket goes away (no points and your insurance company will never know). But if you get caught again you pay both tickets and they hit you with points for both.
I've used the deferrals about four times in various counties (Allen, Brown and Jennings).
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