Smart Driver Discontinued by Onstar/ GM
Just some news on the whole discussion of said topic:
https://www.gm-trucks.com/general-mo...vacy-concerns/ |
About effing time.
Of course, this is not due to some sudden enlightenment over at GM that this massive invasion of privacy was wrong. It is solely an economic decision; as in let's mitigate the public's anger and distrust and minimize our financial exposure to lawsuits. |
It's too late because now the insurance companies have driving habits from millions and will price that in to their insurance rates. Need a huge class action lawsuit on this one.
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I mentioned in another thread the discontinuation seemed rather abrupt/unplanned.
I wonder if it's because they can't determine who consented and who didn't, after vehicle owners were apparently re-enrolled in SD without their knowledge through app updates, etc. Talk about a corporate "oh shit!" moment if that's true. |
Smart drivers have been discontinued for a long time. Getting harder to find these days.
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They knew from the beginning I believe, and it is going to cost them big time!!! What gets me is I am afraid that policies will rise on certain cars, age groups, demographics, and what ever else they can fit into the bracket!! It was dirty pool and an underhanded way to gain information.
Right now they are having a giveaway and a person can get points each day by completing tasks. The first paragraph you read before joining is “we are collecting information but it is for us and blah blah blah” I deleted it and did not join the contest. So,, thru this current contest they are still gathering information but they let everyone know before one joins the sweepstakes or whatever game they are calling it!!! |
Well it has been my insurance company AND their competitors that have asked if I want to turn this on to potentially save even more on my car insurance. It’s just easier than the dongle they used to want to plug into your OBDII port.
I think GM was a bit too secretive here but I can tell you trying to set it up on my VW it isn’t much different. |
In all these discussions about all this a couple of things come to mind. First of all, the genie is already out of the bottle. It's a no-win situation based on purely negative interpretations for the consumer IMO. Rates will get raised regardless with the rationale that "hey, we can't see how you are driving now, so we're gonna assume it's bad". What data they have now can't be unseen so they'll use it to make their future projections. If you don't volunteer your info, you portray yourself as a bad risk. After all, others "have nothing to hide".
Its a sign of the times. Big Brother is watching you. If he can't watch, you'll be punished somehow. The glaring "bad stat" that I think is totally unfair is so-called "hard-braking" incidents. That is too subjective and I would say hard-braking may avoid accidents and actually be safer. How can they know either way? Outside of a comprehensive nation-wide law protecting privacy and stopping review of driving behavior that has no consequences of tickets and accidents, (don't hold your breath) I believe we are basically screwed either way. The issue is at the forefront now, but sadly will likely be forgotten again in the near future. The accepted belief is your privacy is everybody else's business. We have gone down the slippery slope already in so many areas that recieve no push-back. In fact, the hope of the corporations and government is that we will volunteer, or even pay, to have our personal rights, privacy and freedoms destroyed. Good luck to us all. |
Hell, in most states they're allowed to raise ur rates if ur FICO score changes.
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Especially if you follow the brake burnishing instructions from GM. Smart Driver would go bonkers. |
I see the the app still allows you to enroll in Smart Driver. The option is still there.
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"Accordingly, GM has not only ended the Smart Driver program but also any residual data sharing with the previously mentioned third-party companies as of March 20, 2024. The official termination of the Smart Driver service across all GM vehicles is slated to commence over the coming months, with a comprehensive unenrollment of all participants." Probably why it will appear or whatever for a bit as it gets removed. |
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